Buying process


Step 1

Contact Champs for professional consultancy

We offer a one-stop property investment service. Beyond finding your house, we help you with mortgage, solicitor, property management, and sell.

Step 2


Champs sell more than 200 developments in the UK, maintaining a close tie with major developers including Berkeley Group, Mount Anvil, Barratt Homes, and Taylor Wimpey

Arrange a viewing

Step 3

Reserve your property

Once you’ve found a home you’re happy with and sorted out your finances, you can secure the property by paying the developer a reservation fee.

This fee can range from £500 to £2,000 and will reserve the home for a 28-day period. During this time, the developer will expect to exchange contracts. Once the purchase completes, the developer will deduct the reservation fee from the final price.

Step 4

Appoint a conveyancing solicitor

As with any house purchase, there are legal points that only a qualified expert such as a conveyancing solicitor should handle, to ensure that the contracts aren’t working against you in any way.

Your conveyancing solicitor will do a number of things to make sure you’re protected and the purchase can go ahead without any problems.


Step 5

Prepare Contract

Developer solicitor will send the contract to your conveyancing solicitor, who will proofread and in turn send to you for a review.

Step 6

Pay the deposit

The deposit will be 10% of the total property price. You will pay the funds to your conveyancing solicitor, who will transfer them to the developer’s solicitor on your behalf. You may also pay Land registry fees and 50% of solicitor fee at this stage.


Step 7

Exchange contracts

You will have 28 days to exchange contracts. Yourconveyancing solicitor will check all documentation and ask you to sign the paperwork.

Step 8

Second payment

Your solicitor will remind you to pay the second amount of funds. Please transfer the funds to your conveyancing solicitor according to the date in contract.


Step 9

Mortgage (Recommended)

Please apply mortgage 3-6 months before the handover. CHAMPS can introduce you with banks and mortgage brokers.

Step 10

Completion and handover

Developer and your conveyancing solicitor will inform you the time of completion, meanwhile you will have to prepare the rest of funds (cash or mortgage). CHAMPS can handle the handover on behalf of you.


Step 11

Property management by CHAMPS (highly recommended)

From daily maintenance to refurbishment, with occupying tenants or not, our property management team will take care of your property with a good heart.

Learn more

Memberships and Customer Care

CHAMPS is a member of the following codes of practice and organisations

The Champs (UK) Limited is a member of Property Ombudsman which is an approved redress scheme under the Consumers, Estate Agents and Redress Act 2007. Our TPO Membership Number is D11000. We abide by their codes of practice. The TPO Consumer guide and more information about TPO can be found at

The Champs (UK) Limited is a member of Propertmark Client Money Protection. Our Propertymark Client Money Protection Scheme Reference Number is CMP000649.

Please click here to see our CMP Scheme Certificate.

Please click here to see our Procedures for Handling Client Money.

The Champs (UK) Limited is registered with the Information Commissioners Office (ICO). Our reference number is ZA447276.

We take customer service very seriously and if you feel that we have not met your expectations, or if you have any complaint, please put it in writing, including as much detail as possible to send to us. Our customer care will then respond in line with the timeframes setting out our in-house customer care and complaint procedure given here. If you feel we have not sought to address your complaints within eight weeks, you may be able to refer your complaint to the Property Ombudsman to consider without our final viewpoint on the matter.

If you have any questions, please contact us.

+44 (0)20 3283 4038